Auto Europa

EZ Pay Car and Truck is an Arizona buy here pay here car lot located in the Greater Phoenix Metropolitan Area. In Phoenix, visit us at 1901 E. Indian School Rd. EZ pay Car and Truck provides Arizona residents with good clean, reliable used cars for sale. As an Arizona buy here pay here, we have been offering metro Phoenix Arizona used cars since 1955. We have helped 1000's of satisfied customers that were in need of auto financing for bad credit and who had been to other Arizona buy here pay here car lots only to be disappointed with their choices or turned down because of their bad credit. Because we have been providing Arizona with auto financing for bad credit for so long, we understand the process can be frustrating and we are here to help make it a satisfying experience, providing you with a quality, reliable used car while also helping you to improve your credit score. We are here to help, placing you into an affordable used vehicle, structuring the deal into an affordable short term loan and enabling you to succeed in rebuilding your bad credit by reporting to credit bureaus regularly. Best of all, we offer On the Spot Financing!

As an Arizona buy here pay here, we can provide you with on the spot financing for bad credit car loans and for all those in need of financing in general. Being an Arizona buy here pay here car lot and finance company, we do not rely on any banks to approve your Arizona auto loans for bad credit or anyone for that matter. Being an Arizona buy here pay here, our auto loan decisions are not based on your bad credit, but the overall picture and your ability to pay for the vehicle you choose. We are the bank and loan decisions can be made within minutes. Many Arizona auto dealerships claim they can offer bad credit car loans to you only to find out that they are just wasting your time, as they are relying on an outside finance company to approve your loan. Since we are an Arizona buy here pay here specializing in auto financing for bad credit and not just a generic nationally based loan application site. We do not have to rely on a bank for approval. We will never ask you to bring the car back because financing fell through. Also, because we are the bank, we can provide Arizona auto financing for bad credit to almost anyone, provided you can provide us with basic requirements. So please allow us to be your Arizona buy here pay here, providing you with your auto financing needs. It is our promise that we will do everything in our power to get you into a quality used car, with affordable payments, and on the road to rebuilding your credit in a positive way.

All We Require For Qualifying is:

Proof of Income
Proof of Residence
5-7 Personal References
Auto Insurance

AT EZ Pay Car and Truck

EZ - No Fuss Approval Process
Your Job is your Credit
Start Rebuilding your Credit Today
All Vehicles have a Multi-Point Safety Inspection
In House Financing
Drive away in a Quality, Used Car Today!

The EZ Pay Car and Truck Difference

Comprehensive Safety Inspection on all Vehicles
Plates and Registration completed
We Report to Major Credit Bureaus so you can start improving your credit immediately!
Buy Here Pay Here! We ARE The Bank!
Over 55 Years in the Greater Phoenix Area
EASY APPROVAL
Flexible Payment and Down Payment Terms
Extended Warranties Available!

How You Benefit

ONLY the Best Vehicles end up on our lot
We Help YOU Repair or Rebuild YOUR CREDIT
We Finance People, Not Cars
10 min Credit Decisions
We will be here for you now and in the future
No Matter Your Situation we will finance you with the appropriate amount down
We Work within your budget

Need a car? Call a friend at EZ Pay Car and Truck. We are your hometown Buy Here-Pay Here dealer.

We Help Good People with Bad Credit

That is why we offer no-gimmick sale and lease financing programs for your unique situation. At EZ Pay Car and Truck we offer competitive rates and some of the lowest down payments in the market. Let us show you how we can save you hundreds, even thousands of dollars over your auto finance term!

Be sure to search our inventory for the vehicle you need. If you don't find what you are looking for just call us; we will do all we can to find the vehicle you need. Or stop by one of our two convenient locations and talk with our knowledgeable staff. They can walk you through the entire process.

EZ Pay Car and Truck has two convenient locations in the Greater Phoenix Metropolitan Area. In Phoenix, visit us at 1901 E. Indian School Rd or for our East Valley location; visit us at 5647 S. Power Rd., Mesa, AZ.

EZ Pay Car and Truck offers buy here pay here auto loans across the Greater Phoenix Metropolitan area. We do not use outside commercial lenders. We offer in-house financing to provide bad credit car loans and no credit auto loans. At EZ Pay Car and Truck we do not run your credit score, we evaluate each used car loan based on your current situation. Just apply online to get approved today. You can choose your next vehicle at either of our two buy here pay here locations and get on the road to your next car! EZ Pay Car and Truck is the premier Buy Here Pay Here / Special Finance Used Car Dealership in Arizona! Phoenix or Mesa Residents Can Get Credit to Buy a Preowned Vehicle. If you live in the Phoenix or Mesa area and have poor credit or have recently had your credit score lowered which is preventing you from purchasing a used car, you can buy a quality used auto here at EZ Pay Car and Truck. We understand that consumers are experiencing challenging time financially and EZ Pay Car and Truck has the solution. At EZ Pay Car and Truck we inspect all our cars and offer affordable, quality used cars. Our prices may seem "cheap" to some but that's because we keep used car prices affordable. If you are looking for a used car in the Phoenix or Mesa area, our friendly sales staff can serve you better than anyone in the State. At EZ Pay Car and Truck, we believe in looking toward you future and not your past. We don't let your credit history stand in the way of purchasing a quality car, truck, van, sedan or SUV. We have helped Phoenix and Mesa residents reestablish their credit while driving a high quality used car. We have accomplished that service by looking toward their future and their desire to have a fresh start. We help good people with bad credit!