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HELPING GOOD PEOPLE WITH BAD CREDIT

EZ Pay Car and Truck has serviced the Greater Phoenix Metropolitan Area since 1955 and we have sold hundreds of vehicles and have helped our customers improve their credit scores. We work exclusively with good people with no credit or less than perfect credit. If you have ever been turned down for a vehicle because of bankruptcy, no credit, bad credit, or decline in income because of a divorce or disability, EZ Pay Car and Truck can get you driving a reliable vehicle fast!

Yes, we're a Buy Here Pay Here dealership, but we are vastly different from most that you'll come across. We want our customers to have the peace of mind that regardless of their past, they can still have a quality vehicle and their credit can be repaired through a good auto loan.

"We focus on your future and not your past"

At EZ Pay Car and Truck, Let us get you and get your credit score back on track! It isn't how you start the race, it's how you finish!

  • Express Auto Financing - No credit, bad credit, even bankruptcy. We don't care. At EZ Pay Car and Truck it's about you, not some number from a computer. CLICK HERE to apply now for EZ Credit Approval!
  • Low Down Payments - Down payments at EZ Pay Car and Truck are very affordable, starting as low as $299 down to get you into the vehicle. Choose from a quality selection of late model used cars, trucks, minivans and SUVs. View our inventory online or come by either of our two locations in to see our extensive line up. New Inventory is arriving daily! VIEW INVENTORY
  • Flexible Loan Payments - Each loan is customized to meet your financial needs and objectives. We work with your specific situation to provide you dependable and affordable transportation. We help you build credit if you don't have any, or re-establish your credit from past mistakes. We care about your future and base our program on helping you get back on the right track. CLICK HERE to apply now for EZ Credit Approval!

It's the EZ PAY WAY

Quality used cars!
Lowest Interest Rages in the Industry!
Affordable payments!

The EZ Pay Car and Truck Difference
  • Comprehensive Safety Inspection on all Vehicles
  • We Report to Major Credit Bureaus so you can start improving your credit immediately!
  • Buy Here Pay Here! We ARE The Bank!
  • Over 55 Years in the Greater Phoenix Area
  • GUARANTEED FINANCING
  • Flexible Payment and Down Payment Terms
  • Low Interest Rates
  • Warranties Available for Term of the Loan
  • Family Owned and Operated
  • Talk Directly with the Decision Maker

How You Benefit from Purchasing a Vehicle from EZ Pay Car and Truck
  • ONLY the Best Vehicles end up on our lot
  • We Help YOU Repair or Rebuild YOUR CREDIT
  • We Finance People, Not Cars
  • Credit Approval in Minutes!
  • We will be here for you now and in the future
  • No Matter Your Situation we will finance you with the appropriate amount down
  • We Work within your budget
  • You can drive with Confidence and NO WORRIES